CrediScore Engine™ Integration for Massive Sub-Prime Underwriting
Structural Hurdle
The NeoBank suffered a 35% funnel abandonment rate during account opening due to static 3-day decision times for users lacking traditional FICO scores.
GI2 Architecture
Deployed CrediScore API REST as a parallel layer to Equifax. The engine evaluated geolocated footprints, device topology, and mobile history sequentially to inject positive mathematical weighting.
Audited Production Results
"GI2.Tech shattered the assumption that risk for underbanked populations was insurmountable. They completely offloaded our probabilistic calculations to their cloud." — VP Risk, Confidential FinTech.